High Risk Merchant Accounts and Flexible Funding Solutions

Reliable high risk merchant accounts and tailored financial solutions – with nearly 100% approval rates and a wide range of funding options, we deliver what your business needs to succeed. 

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High Risk Merchant Account Options

At Green Financial Service, we believe in more than just providing solutions—we’re committed to building lasting relationships with our clients.

eCommerce

Boost your sales and cut costs with our e-commerce merchant accounts. Enjoy competitive rates, reliable uptime, and scalable solutions tailored to your growing business. Ready to simplify payments and supercharge your growth?

Retail

Unlock your retail potential with our top-tier merchant services. Optimize operations with our state-of-the-art POS solutions, stay secure with PCI compliance, and protect your business with advanced fraud prevention. Ready to elevate your retail game?

Mobile Payments

Boost sales and speed up checkout with our innovative mobile payment solutions. Tap into a broader customer base, offer faster transactions, and integrate with loyalty programs to drive repeat business. Upgrade your payment experience today!

Some Shopping Carts We Work With

Expand your reach and globalize your eCommerce business with our payment solutions. We can integrate with nearly any shopping cart – as long as they allow connection to a custom gateway. If you are curious if your shopping cart would work, please reach out to us to find out. 

Shopify
Woocommerce Merchant Processing
Big Commerce Merchant Processing
Magento Merchant Processing
PrestaShop Merchant Processing
Volusion Merchant Processing
Open Cart
xcart
zen cart
saelor merchant account

INTRODUCING

Industry-First: Buy Now, Pay Later Platform: ADRODEX

Powered by Green Financial, Adrodex is the first BNPL solution designed exclusively for B2B transactions in high-risk industries. Get paid up front. Offer terms. Carry zero risk.

high approval high risk merchant account

Get Approved for Payments & Funding—Even When Banks Say No.

We specialize in merchant accounts and capital solutions for CBD, smoke shops, kratom, cannabis, SARMs, and other high-risk industries. Fast approvals, zero hassle. Learn more about Green Financial Services here.

Empowering High-Risk Businesses with Financial Solutions

Unlock your business’s true potential with Green Financial Service. We provide customized financial solutions, including tailored business funding and secure credit card processing, designed specifically for high-risk industries such as cannabis, CBD, kratom, and many more.

With quick approvals, seamless payment processing, and dedicated support, we make it easy for your business to thrive—even in the most challenging and regulated markets. Partner with Green Financial and experience the difference of solutions built for your success.

high risk merchant account

Why Choose Green Financial Service?

Green Financial is more than just a high risk merchant account provider—we’re a partner for the long haul. We don’t just process payments—we provide the tools, expertise and custom solutions to help your high risk business grow and flourish.

Stop worrying about financial decisions and focus on what matters—running and growing your business. With our industry knowledge and hands on experience we deliver effective custom solutions for high risk industries like yours.

See why so many smoke shops, CBD stores, kratom ecommerce sites, licensed cannabis and other high risk businesses trust Green Financial. From seamless credit card processing to flexible business financing we’re here to help you achieve your goals and take your business to the next level—and beyond.

High Risk Industry Experience

We specialize in sectors like CBD, cannabis, kratom, and more, offering solutions tailored to your unique needs.

Nearly 100% Approval on Merchant Accounts

Secure a merchant account quickly, even with bad credit or complex regulatory challenges in high risk industries.

Comprehensive Funding Solutions

Access a wide range of financing options, including unsecured lines of credit, equipment financing, and more.

Seamless Integrations

Compatible with all major ecommerce platforms and POS systems, ensuring your payment processing is smooth and efficient.

Personalized Support

Whatever your challenges, Green Financial Service is with you every step of the way, ensuring your success is our top priority.

Merchant Accounts and Business Funding Solutions for High Risk Industries

Retail Merchant Accounts

Powering High-Risk Retail Success. Smart payment solutions, advanced POS, and financial tools built for retailers like you.

Mobile Payment Solutions

Mobile Payments for High-Risk Industries. Accept payments anytime, anywhere with flexible, secure mobile POS solutions.

eCommerce Credit Card Processing

Ecommerce Payments for High-Risk Businesses. Power your online sales with secure, cutting-edge payment solutions tailored to your industry.

Credit & Line Access

Unsecured & Flexible Lines of Credit Access working capital when you need it, with or without collateral.

Asset & Equipment-Backed Financing

Turn your assets into borrowing power. We help you unlock capital tied to your business’s physical resources.

Cash Flow & Receivables Financing

Accounts Receivable Financing & Merchant Cash Advance Get fast funding to keep operations running smoothly without waiting on payments.

Popular High Risk Industries We Work With

CBD Merchant Account

CBD Products

Kratom merchant account high risk

Kratom Products

kava high risk merchant account

Kava Kava Products

Vape credit card processing

Vape Products

nutraceutical merchant account

Nutraceuticals

cannabis high risk merchant account

Licensed Cannabis

Amanita high risk merchant account

Amanita and Other Legal Mushrooms

Green Financial Service

Green Financial Service

Your Payment Processing Partner 

How long does it take to get a merchant account set up? 

Depends on the product type, but it shouldn't take longer than a week no matter the account type. For all hemp accounts, kratom, psycho-active mushroom products, peptides, online gaming, etc, we generally ask merchants to give us a solid week, but they are often done in less time that this.For many standard retail businesses, including retail smoke shops and vape shops, we can often get an approval the same day or the next day and can have equipment/terminals shipped out that same day.For card-not-present functional glass, vapes, other smoking accessories, nutraceuticals (sexual enhancement, diet products, etc), detox products, and kava, it's typically about 2-3 days to have you fully up and running.For adult accounts, it can vary based on the specific product type. Adult toys, sexual enhancement, etc, it's just a day or 2. When it comes to adult content/streaming, expect it to take close to a week.

Do you support start-up businesses?

Simple answer for this: YES, YES, and YES. Any business type, we can get you set up, even if you're a start-up who hasn't accepted credit cards before or even hasn't done much of any business yet.

How much money can Green Financial save me in processing fees?

If you have what is considered a high-risk account and getting charged typical high-risk rates and fees, it typically is a rather substantial amount even if you're not doing that much volume.Typically, the amount of savings will be based on your volume. If you're only doing say $5K-10K monthly, we can still likely save you plenty on your processing rate, but it may not come to that much in overall dollars. However, we may be able to save $100-$200 just in fees alone that often get tacked on to "high risk" merchant accounts.With the rate and how that translates into dollars saved, the more volume that you do, the more we can typically save you though. For instance, 1% or even just 0.5% in savings is much more on $200,000 in volume than it is on $20,000.

If my service has been terminated by another processor/acquirer, can I definitely get an account with Green Financial? 

For the most part, we can easily get you an account if you terminated by another processor. As we talk about in plenty of the content we have available on our website, businesses are discriminated against and have their accounts terminated due to their business type every single day by your average acquirer, and we can just about always get you set up easily in this case.If you were terminated due to chargeback issues with your former acquirer, we can still generally get you new account without too much of an issue, but it may take us a week or more to get you up and running.Many merchants that have been put on MATCH by their former acquirer, we can also help out. It just may take a week or 2 before you're fully up and running.

If I've been terminated by my former processor, are you going to charge me an arm and a leg in processing fees?

Simple answer for this: NO. Whether you're a start-up looking for your first account, a merchant looking for a better merchant account than your current one, or a merchant who has recently had their service cut by another acquirer, we are going to get you a better merchant account at a fair, competitive rate. We are not in the business of taking advantage of merchants due to their predicament. We are in the business of building long-term relationships with our clients. We are always going to at least match, if not beat, the pricing that you had with your former processor.
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