About Green Financial Service
High Risk Merchant Accounts and Business Funding

Our Mission: Empowering High Risk Industries with Financial Solutions

At Green Financial Service, our mission is to empower businesses in high-risk industries by providing tailored financial solutions that drive growth and sustainability. Since our founding in 2016 by industry veteran Jesse Cretaro, we’ve dedicated ourselves to addressing the unique challenges faced by businesses in sectors like CBD, cannabis, smoke shops, and other specialized markets.

Who We Are

Green Financial Service is a leading provider of merchant accounts, payment processing, and business funding solutions for high-risk industries. With a nearly 100% approval rate for legal businesses, we pride ourselves on being a trusted partner for companies that often struggle to find financial services elsewhere. Our team, composed of seasoned professionals with deep expertise in the payments industry, works tirelessly to ensure that your business has the resources it needs to thrive.

Our Expertise

Green Financial Service stands apart from the competition by offering a comprehensive suite of financial products specifically designed for high-risk industries. Whether you need a merchant account with nearly 100% approval rates, or specialized funding options like unsecured lines of credit, equipment financing, or accounts receivable financing, we’ve got you covered.

We understand the unique challenges faced by businesses selling hemp-derived products, legal mushrooms, SARMs, and other botanical supplements. Our team’s deep understanding of the regulations and complexities in these industries allows us to provide customized solutions that others simply can’t match.

Message from the Founder of Green Financial Service

Just a month or two after I entered the payment processing industry, I met a wholesaler specializing in smoking accessories and other smoke shop products. Despite being a legitimate and federally legal business, they had been struggling for quite some time to secure a reliable merchant account—solely because of the nature of the products they sold.

At the time, I was only partnered with one acquiring bank, and I quickly discovered that even I couldn’t help them. This became my first hard lesson in how the payment processing industry operates: acquiring banks often make decisions based entirely on a business’s industry classification—not its financial strength, legal standing, or operational integrity.

One would assume that if a business is legal and financially sound, securing affordable and dependable payment processing would be straightforward. Unfortunately, that’s not the reality. Much like broader society, this industry often reflects deeply ingrained biases—businesses are routinely judged not by their performance or reputation, but simply by the type of products they offer.

In society, we witness discrimination based on race, ethnicity, religion, sexual orientation, and more—without ever acknowledging the individual. Similarly, in payment processing and business financing, companies in high-risk categories face unfair treatment simply due to the industry they operate in, regardless of how well-run or legitimate they may be.
 
At Green Financial Service, we do not support discrimination in any form. While I can’t change how acquiring banks or financial institutions are structured, I’ve made it my mission to build strong relationships with a wide range of acquiring partners. By doing so, I can ensure that every business owner I encounter—so long as they are running a legal operation—has access to stable, cost-effective merchant services and business funding options.

No matter what kind of business you run, if it’s legal and real, you are welcome here. At Green Financial, we proudly stand behind high-risk businesses that deserve a chance to grow, thrive, and be treated fairly.
 
 
— Jesse Cretaro
Founder, Green Financial Service

We're a True Partner

At Green Financial Service, we’re passionate about supporting businesses that others often overlook. Our nearly 100% approval rate for legal businesses reflects our commitment to providing accessible, affordable financial services to those in high-risk sectors. We’re not just a payment processor; we’re a full-service financial partner dedicated to helping your business grow. Our team of payment professionals has years of experience and strong relationships with acquiring banks, ensuring you get the best service and support possible. When you work with us, you’re not just another client—you’re a valued partner.

Competitive Rates

We understand that financial considerations play a crucial role in the success of any business, and our commitment to transparent pricing ensures that our clients can optimize their profits while minimizing costs. By leveraging our extensive network and industry expertise, we negotiate favorable rates with payment processors and financial institutions, passing on these savings directly to our clients.

Get Started Today!

 
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