Streamlined Solutions for Your Retail Merchant Account
Unlock seamless payment processing with our specialized retail merchant accounts. Designed for businesses in high-risk industries. We offer fast approvals, secure transactions, and customized solutions to help your business thrive.
Retail Merchant Accounts Tailored for High-Risk Industries
Running a successful retail business in a high-risk industry comes with unique challenges. At Green Financial, we specialize in providing tailored payment solutions, advanced POS systems, and comprehensive financial services. Our solutions are designed to support your growth. Whether you operate a smoke shop, CBD store, or any other high-risk retail business, our solutions help you manage transactions seamlessly, track inventory efficiently, and optimize your customer experience.
Why Chose Green Financial for Retail Merchant Accounts
- Nearly 100% Approval Rate: We pride ourselves on our ability to secure retail merchant accounts for almost every legal business, even those with bad credit. As long as your business is real and compliant, we can help you get set up.
- Expertise in High-Risk Industries: With years of experience and strong partnerships with acquiring banks, we understand the unique challenges of high-risk industries. We offer specialized solutions that other processors simply can't match.
- Fast Funding Times: Our merchant accounts are designed to ensure you get your funds quickly, improving your cash flow and allowing your business to thrive.
- Competitive Pricing: We offer competitive pricing structures tailored to your business needs, ensuring that you get the best rates possible.
- Comprehensive Support: From setup to ongoing support, our team of payment professionals is here to assist you every step of the way.
POS Systems for Retail Merchant Accounts
Standard Point of Sale Systems
Our POS systems, including our preferred mobile payments option, SwipeSimple, are designed to simplify your operations and save you money
Key Features
- Inventory Management Easy-to-input inventory controls with low product alerts
- Sales & Tips Tracking: Monitor sales and tips by user or employee
- Discount & Specials Management: Run multiple specials and discounts with ease
- Cash Discounts/Dual Pricing Program: Offer a unique pricing strategy to customers
- Click-to-Pay Invoices: Send out invoices effortlessly, perfect for managing both retail and wholesale/B2B transactions from one system
Upgraded Point of Sale Systems
Our full-fledged POS systems offer all the standard point of sale features plus advanced capabilities to support your expanding business
Key Features
- Employee Timeclock: Track employee hours seamlessly
- Built-In Loyalty & Gift Card Programs: Boost customer retention with integrated programs
- Mult-Location & eCommerce Syncing Manage inventory across multiple locations and websites
- Comprehensive Marketing Integration: Optional loyalty and marketing program for email and SMS campaigns
- eCommerce Platform Integration: Easily integrate with WooCommerce, Shipofy, and more, or use our integrated platform
- Local Delivery Options: Offer in-store pickup and local delivery through Uber Deliveries and Door Dash Driver
More About Green Financials' Dual Pricing Program
Discover How Green Financial’s Dual Pricing Program Outshines Traditional Cash Discount Models
How it works:
- Two Pricing Options: Display both a cash price and a card price for your products or services. Customers can chose how they wish to pay, fully aware of the cost differences upfront.
- Encouage Cash Payments: By offering a discounted cash price, businesses can incentivize to pay with cash. which helps avoid the card processing fees altogether.
- Card Payments Covered: If a customer opts to pay by card, the additional fee covers the processing cost, effectively offsetting the expense for the merchant.
Benefits of Dual Pricing Program
Lower Processing Costs:
By shifting the cost of card payments to the customer, you can significantly reduce or even eliminate your processing fees, keeping more revenue in your pocket.
Transparent Pricing: Customers appreciate knowing exactly what they’re paying for, which builds trust and loyalty.
Compliance-Friendly:
Our Dual Pricing Program is fully compliant with all regulations, ensuring that you stay within the bounds of legal requirements while benefiting from cost savings.
Flexible Integration:
Easily implement dual pricing at your POS system or online checkout, seamlessly incorporating it into your existing sales process.
Cash Discount vs. Dual Pricing
Dual Pricing offers a clear advantage over traditional Cash Discount models by providing straightforward, transparent pricing that customers can easily understand. Unlike Cash Discount programs, which often adjust the price at checkout and can feel like a hidden fee or penalty for card users, Dual Pricing displays both cash and card prices upfront, allowing customers to make an informed choice without feeling misled. This approach enhances the customer experience, ensures compliance with payment regulations, and reduces potential confusion or dissatisfaction. With Dual Pricing, businesses can effectively manage processing costs while maintaining trust and satisfaction among their customers.
Retail Merchant Account FAQs
How fast can I get approved for a retail merchant account?
Within one week. Most retail merchant accounts are approved within 1–2 business days. In some cases, it may take up to a week depending on your industry type and the acquiring bank’s compliance review.
Do I qualify if I have bad credit?
Yes. Our approval rate is nearly 100% for legal, compliant businesses — even with bad credit. As long as your business is real and follows regulations, we can almost always get you approved.
What types of retail businesses do you work with?
We specialize in high-risk industries, including smoke shops, CBD stores, kratom/kava bars, cannabis accessory retailers, nutraceutical shops, and other businesses that often get turned down by traditional processors.
Do you provide POS systems?
Yes. We offer both standard POS systems (including SwipeSimple mobile payments) and upgraded POS systems with advanced features like loyalty programs, employee time tracking, and multi-location inventory management.
Can my POS system integrate with my online store?
Absolutely. Our POS systems can sync inventory across multiple retail locations and ecommerce platforms like WooCommerce and Shopify, so you can manage all sales channels from one system.
What is your Dual Pricing Program and how does it work?
Our Dual Pricing Program displays two prices for each product: a lower price for cash and a slightly higher price for card payments. This allows you to reduce or even eliminate card processing costs while staying fully compliant with regulations.
How is Dual Pricing different from a Cash Discount program?
Dual Pricing is transparent — both prices are shown upfront, so customers see the cost difference before checkout. Cash Discount programs often add a fee at checkout, which can feel hidden or misleading. Dual Pricing improves trust and compliance while still lowering your processing costs.
Do you offer local delivery integration for retail businesses?
Yes. We can integrate your POS system with Uber Deliveries and DoorDash Driver, letting customers order online for in-store pickup or same-day local delivery.
What payment methods can I accept in-store?
Our retail merchant accounts allow you to accept credit cards, debit cards, cash, and click-to-pay invoices for both retail and wholesale transactions.
Will my funds be deposited quickly?
Yes. We prioritize fast funding times so your sales revenue is deposited promptly, improving cash flow and helping you run your business without delays.
